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Recognizing signs of a car accident scam

On Behalf of | Jul 15, 2023 | Blog, Motor Vehicle Accidents |

Navigating the aftermath of a car accident can be challenging, especially when the possibility of a scam arises. Auto insurance scams are a large issue across the United States. The Coalition Against Insurance Fraud estimates that insurance scams cost the United States more than $300 billion a year.

If you are in a car accident, it is important that you know what to watch for so you can avoid falling prey to their schemes

The driver’s behavior seems rehearsed

A big sign of a car accident scam is if the other driver’s behavior seems rehearsed or unnatural. The driver may exhibit overconfidence or may be overly apologetic. They might insist on their liability too quickly or want to settle the matter without involving the police or insurance companies. Be wary of such behaviors.

Witnesses appear too conveniently

In some scams, fake witnesses appear at the scene quickly, supporting the fraudster’s version of events. If witnesses show up too conveniently or their accounts seem too perfectly aligned with the other driver’s story, you should be skeptical.

The driver has no personal identification

A driver without personal identification, but with seemingly accurate insurance information, could be attempting a scam. Scammers often avoid carrying identification to prevent law enforcement from tracking them down in the future. However, they will have insurance details to ensure they can claim for damages.

A sudden change in symptoms

If the other driver claims to be fine after the accident but later complains about severe injuries, you might be dealing with a scammer. This tactic, known as “soft tissue scam,” involves faking pain or injury to claim medical bills.

Recognizing signs of a car accident scam can save you from undue stress and financial loss. Protect yourself by being aware, alert and cautious in such situations.