Obeying traffic laws and operating your vehicle safely are crucial when it comes to preventing accidents. However, you may encounter a negligent driver on the road and find yourself involved in a crash, despite your best efforts.
In this case, you should know the proper steps to take after a car accident. Doing the following can help you avoid further issues and ensure you have the information you need to file an insurance claim.
Check for injuries and secure the vehicle
Check yourself and your passengers for any injuries. Remember, even minor bumps and bruises can mean more serious underlying damage, so do not hesitate to contact emergency services if necessary. If you and your passengers are not harmed, try to get the vehicle off the road. Move to the side of the highway or street to get out of the flow of traffic.
Contact local law enforcement
Your local police can help direct traffic around your vehicle while you wait for the tow truck to arrive. They will also create an accident report detailing the scene and what happened. Make sure you ask for a copy of the report, as it will be beneficial when filing the insurance claim in the future.
Exchange information with other motorists
You will need the person’s name and insurance information to file your claim. When getting this information, be very careful about what you say. Keep in mind that even a general apology can appear as an admission of guilt and can potentially get you in trouble for what occurred. You should also take pictures of the accident scene, including damage to both vehicles.
Once you are able, contact your insurance company and provide them with the information you collected. They should walk you through the claims process step by step to ensure the best possible outcome.